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The three rules of car financing. The rule of thumb when it comes to smart auto financing is the 20/4/10 ratio. According to this rule, when buying a car, you should put down at least 20 percent, you should finance the car for no more than 4 years, and you should keep your monthly car payment (including your principal, interest, insurance,
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Rules of thumb can be a good approximate guideline for decisions, and there are tons of money rules that aim to get your finances on track. While everyone’s situation is different, these serve as a good starting point.
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How do you know who goes first at a 4-way stop? Follow these 4 rules to a 4-way stop to keep traffic flowing smoothly and safely.
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New cars depreciating is just a fact of life. But did you know that there some car models retain up to 75 per cent of their original value after three years?
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How much car can you afford? Answering this question is critical to your finances. To help, we’ve analyzed several rules of thumb along with our own approach so that you can decide for yourself how much to spend on your next car.
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If you are wondering who needs car insurance the answer is fairly simple. With only a few exceptions, every driver needs car insurance. The basic rule of thumb for who needs car insurance is if you drive a car you need car insurance.